Buying land in Greater Vancouver? Golden Top’s Land Loan gives you fast, flexible financing—without the strict conditions of traditional banks.

Purchasing land often requires specialized financing due to its unique risk profile and limited conventional lending options. Golden Top’s Land Loan is designed specifically for borrowers acquiring residential or commercial land.

We evaluate land value, zoning, and development potential rather than relying solely on borrower income. This enables clients—including developers and long-term investors—to secure the funding they need more easily.

Our streamlined process and flexible structuring help borrowers move quickly in competitive markets. Whether for future construction or long-term holding, our Land Loan provides clear, reliable support.

Build with confidence. Golden Top’s Construction Loan keeps your project funded—every step from foundation to finish.

Construction financing requires timely, reliable funding to keep projects on schedule. Golden Top’s Construction Loan provides staged draws and flexible terms to support residential and small-scale commercial projects.

We work closely with builders, homeowners, and developers to evaluate project plans, budgets, and timelines. Our underwriting emphasizes project feasibility and asset value, making approvals faster and more predictable.

With milestone-based disbursements and responsive support, our Construction Loan ensures your project progresses smoothly and avoids costly delays. Our goal is to help you build with financial stability and peace of mind.

Need funds before your sale closes? Golden Top’s Bridge Loan gets you from today to your next milestone—fast, simple, and stress-free.

Bridge financing is ideal for clients who need temporary liquidity—such as purchasing a new property before selling an existing one, or covering urgent short-term obligations. Golden Top’s Bridge Loan is structured for speed and convenience.

We focus primarily on asset value and exit strategy, allowing us to approve files quickly—even when conventional lenders cannot meet tight timelines. This makes our Bridge Loan a practical solution for borrowers under closing pressure.

With straightforward terms and transparent costs, our Bridge Loan provides short-term financial stability until your long-term plan takes shape. It is a reliable tool for managing timing gaps in real estate transactions.

Short on income proof? New to Canada? Golden Top’s Home Purchase Credit Loan helps you secure your dream home—without the barriers traditional banks impose.

This product is designed for clients who have strong assets or down payment but lack conventional income verification, such as newcomers, self-employed professionals, or overseas buyers. Golden Top evaluates financial strength holistically, not just on paperwork.

Our Home Purchase Credit Loan provides flexible qualification criteria and competitive pricing, enabling more borrowers to succeed in homeownership even when banks decline their applications.

Whether you are purchasing a principal residence or an investment property, we offer clear explanations, responsive communication, and reliable funding to support your transaction from start to finish.

Power your business growth with Golden Top’s Working Capital Loan—fast funding for real needs, real opportunities, and real momentum.

Businesses often encounter time-sensitive needs such as inventory purchases, payroll demands, expansion plans, or cash-flow shortages. Golden Top’s Working Capital Loan provides immediate liquidity to support these operational requirements.

Compared with traditional lenders, we offer greater flexibility in credit assessment, accommodating businesses with variable cash flow, limited financial statements, or non-traditional revenue structures. Our focus is on business viability and collateral strength.

With quick approvals and tailored terms, our Working Capital Loan helps companies maintain stability and seize new opportunities. We support entrepreneurs with practical, reliable capital solutions that align with their growth objectives.